Payment Options

1. We accept payment online through PayPal. You do not need a Pay Pal account to make an
     online payment. Just click the "PayPal Logo" button to start your online payment transaction.

      PayPal

2. For your convenience, at the office we accept cash, personal checks, bank debit cards,
     and major credit cards.

Sierra Vista Endodontics is in compliance with the Payment Card Industry Data Security Standard (PCI DSS).

3. We also offer Care Credit, an affordable monthly payment option.
     Apply online yourself:
     • Simply fill out the application, and submit. Then wait for your immediate online decision to appear.
     • Once you receive your acceptance decision:
        1. Print out your response and present it at the time of service, along with 2 forms of identification.
        2. Applicant must be present at time of service.
     • You will receive a Care Credit card in the mail, which you can use at thousands of providers,
        and other healthcare practices nationwide.
     Applying for Care Credit is as quick and easy as one-two-three!     

Will I receive notification of how much
my insurance company will pay?

Your insurance company will mail you an EOB (Explanation of Benefits) outlining the details of your processed claim. The EOB contains the following information: UCR, patient portion, remaining benefits, deductible, and benefit paid.

What is “UCR” and how is it determined?

UCR” (Usual Customary, and Reasonable fees) is the term used by insurance companies to describe the maximum amount they will allow for a particular dental procedure. There is no standard fee or accepted method for determining the UCR, and the UCR has no relationship to the fee charged by our office. The administrator of each dental plan determines the fees that their plan will pay, often based on many factors including region of the country, number of procedures performed, and cost of living.

Why isn’t the recommended treatment a covered benefit?

Your Endodontist diagnoses and provides treatment based on professional judgment and not on the cost of care. Some employers or insurance plans exclude coverage for necessary treatment as a way to reduce their costs. Your plan may not include this particular treatment or procedure, although the Endodontist deemed the treatment as necessary.

Why is my benefit different from what I expected?

Your dental benefit may vary for a number of reasons, such as:

• You have already used some of the benefits available from your dental insurance.

• Your insurance plan paid only a percentage of the fee charged by your Endodontist.

• The treatment you needed was not a covered benefit.

• You have not met your deductible.

• You have not reached the end of your plan’s waiting period and are currently ineligible for coverage.

• Your plan may want you to choose your dental care from a list of their preferred providers.

• Specific plan limitations, like the re-treatment of an existing root canal.

Your Insurance Guidelines

There are many ways in which dental plans are designed and how reimbursement levels are determined. Your dental plan is designed to assist you with dental care costs. It may not cover the total cost of your bill. The contract your employer negotiated with your insurance carrier defines your dental benefits. Please read the benefit or insurance plan booklet provided by your employer to better understand your benefits.

Various dental plans cover endodontics procedures at different payment levels and, as a result, your payment portion may vary. We will verify insurance benefits upon request